In LOVE with this adorable PONCHO that was literally under $40 from OLD NAVY!! Say what!??? I know! Old baby is KILLING IT right now with their trendy apparel! My sister surprised me with it for my bday this past month. So sweet!  The DISTRESSED DENIM work in this pic are my faithful old H&M's I snagged last year for $35. UNDERSHIRT I'm wearing is a super soft GAP classic black tee. It's sooooooo soft and perfect for layering! I got it on sale for like $15!  EARRINGS are a gift for my bday from my sweet friends and they are at Neiman Marcus. I grabbed these shoes from Nordstrom Rack because I just needed some SIMPLE LITTLE BLACK PUMPS & these were under $50 which is a steal for BCBG! Please comment below if you want to know anything else!! And as always THANK YOU FOR READING & subscribe if you can! Happy Monday, loves!Charity

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